صندوق ضمان السيارات كبديل للتعويض عن حوادث السير في التشريع الجزائري

Abstract

The insurance company undertakes to guarantee compensation to the beneficiary of the insurance, and even to others, according to a contract concluded between the civil administrator of the vehicle and the insurance company that guarantees the payment of financial amounts related to compensation.The conclusion of the contract with the insurance company is one of the necessary conditions for the insurance company to intervene to bear the burden of compensation. However, there are cases in which this contract is not available or the concluded contract has expired. It is the basis that made the Algerian legislator take the principle of state intervention in order to assume civil responsibility, to compensate the victims of car accidents not covered by insurance; The expenses of compensation are also borne by several citizens who are determined according to legal texts, and this is through establishing a fund that guarantees compensation for the victims of traffic accidents.