The supervisory role of the central bank to create a bridge bank as an option after Trusteeship Dar AL Salam Bank for Investment – case study


Represents a supervisory and oversight role of the Central Bank towards finding a sober banking sector, as the procedures , regulations and laws that the Central Bank insists on its implementation with the utmost precision, and that was to protect depositors and shareholders' class basis rights, but it is in the interest of the bank in the end, as it seeks to improve the performance of commercial banks and vaccinated against falling into the blunders, they also contribute to building a sober and stable banking sector and security contributes to the welfare and employment optimization of economic resources, and treatment of research (and the presence of banks decline in financial performance, according to financial performance indicators to the level Which it has become difficult for them to comply with the requirements commercial banking operations, which may be reflected negatively on the banking system in general.And research started from the premise that: contributes to the central bank contributes to (in turn, the supervisory and regulatory) in dealing with the case of default of commercial banks in Iraq by taking appropriate measures, whether before placing the bank under guardianship or after.The researcher reached a number of conclusions: (The Central Bank of Iraq established a bridge bank in order to bridge the gap between the default of the bank and the time when the CBI can carry out a satisfactory purchase by a third party).Therefore, the research recommended a set of recommendations, the most important (the need to update the means and tools adopted by the Central Bank of Iraq and develop them in line with the reality of the risks facing the banking sector in Iraq and the use of optimal methods in the control and follow-up of commercial banks and then increase the ability to predict banking crises before they occur ).