Abstract

The aim of this research is to shed light on portfolio investment strategies, encourage pension funds to use the latest ones, and develop methods for building investment portfolios statistically. The study, the study worked to build a virtual portfolio for the Iraqi State Employees Pension Fund based on a simple gradual model in building the investment portfolio. The data of the Iraq Stock Exchange was used, and the research focused in its theoretical part to the asset allocation strategy and life cycle strategy in investing the funds of the fund, and the research reached To many conclusions, the most important of which was, the Arab pension funds, including the Iraqi State Employees Pension Fund, operate within the pension funds with limited benefit, and based on (pre-knowledge of the contributor to the fund for his pension), the returns of the default portfolio of the Fund are 7.3%, which is a percentage Acceptable compared to the total risk amount (0.0247), which is a comparatively low percentage With the ratios of returns, and to many recommendations, including encouraging Arab countries to work on developing and reforming their pension fund systems by switching to a system of pension funds with limited contribution, and working to encourage the private sector to enter the field of pension funds, through private sector institutions and work Trade unions, in order to lift the pressure on the state budget.

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The article was added to IASJ on 2022-05-30

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