قراءة في اتجاهات القطاع المصرفي العربي نحو الاندماج والتكتل بالإشارة إلى تجارب عربية مختارة

Abstract

The end of the twentieth centuy and the beginning of the twenty –first century have witnessed various word economic changes. The establishment of More economic blocs and free trade zones, as well as the growing role of ulti national companies , accelerated liberalization of move ment of trade and investment towards globalizatization , one important aspect of which was eembodied by financial (banking) globalizatization ,which mirrored the economic performance of the era. This is turn prompted the growthrate of international capital to exceed that of globaltrade and income .movement of capital ,rather than trade itself ,has thus become the drivuing force of the world economy.These world wide change lead to fusion between companies and international banks these fusions did not include only the developed countries but the developing countries had many fusion events.This study is about the experience of arab bank fusion which faces a lot of difficulties that arab countries are going through after performing the laws & (W.T.O). Also it is necessary for central banks to be strict in performing the evaluations &settlements (agreements) of "Basle" after they agreed on applying these values,this was enforcd by the fact that both (I.M.F.)&(W.B) are using these values to perform their plans. &according to this arab countries are showing agrowing consciousness to different shapes &types of bank fusion ,many operations happened among banks in Lebanon, Saudi Arabia, sultanate Aoman ,Bahran ,Jordan ,Egypt ,Tunisia&Morocco . the aim of Arab banks from applying operation of (M&A) is to reform them selves to getrid of old –fashioned rules &bases regarding bank business.